Capital Investment Advisors is proud to announce that Barron’s has named Capital Investment Advisors, LLC as one of the 2025 top 100 RIA Firms. On September 12, 2025, Barron’s listed Capital Investment Advisors, LLC (“CIA”) as #77 of Top 100 RIA Firms. Rankings were based on assets managed by the firms, growth, technology spending, succession planning, and other metrics. CIA thanks the publication for this accolade. No compensation was paid to be considered for this award.  Please click on the link for important details regarding how the firm was selected or ranked.  Rankings and/or recognition by unaffiliated rating services and/or publications should not be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results if CIA is engaged, or continues to be engaged, to provide investment advisory services, nor should it be construed as a current or past endorsement of CIA or any of its financial advisors by any of its clients. Rankings published by magazines, and others, generally base their selections exclusively on information prepared and/or submitted by the recognized advisor. Therefore, individuals who did not submit an application for consideration were excluded and may be equally qualified.  Rankings are generally limited to participating advisors.  CIA does not pay a fee to be considered for any ranking or recognition, nor does it pay a fee to use a ranking or recognition. However, CIA may purchase plaques or article reprints from the ranking publication/service to publicize rankings after the ranking has

Recently, Wes Moss was featured in a MarketWatch article on secrets to successfully taking RMDs – and minimizing taxes while doing it. Read the excerpted section of the article below. ‘A well-crafted plan should be personalized to align with income needs, charitable intentions, and legacy planning objectives,’ says Jeff Lloyd, investment adviser representative at Capital Investment Advisors. “Smart planning for RMDs is essential for both tax efficiency and long-term wealth preservation. There is no one-size-fits-all approach to RMD strategy, as each individual’s financial situation, tax bracket, and retirement goals are unique. A well-crafted plan should be personalized to align with income needs, charitable intentions, and legacy planning objectives. Timing of when to take the RMD is also essential when it comes to planning. Many retirees depend on RMDs as a primary income source, and we’ve found that spreading the distribution over 12 monthly installments can provide steady cash flow while fully satisfying the annual requirement.” The full article can be found on MarketWatch. This information is provided to you as a resource for informational purposes only and is not to be viewed as investment advice or recommendations. Investing involves risk, including the possible loss of principal. There is no guarantee offered that investment return, yield, or performance will be achieved. There will be periods of performance fluctuations, including periods of negative returns and periods where dividends will not be paid. Past performance is not indicative of future results when considering any investment vehicle. This information is being presented without consideration