At Capital Investment Advisors (CIA), we strive to help clients reach their goals by focusing on our specialty: Income Investing. We are a fee-only financial advisory and portfolio management firm headquartered in Atlanta with offices throughout the United States that provides our clients with a full range of financial advice. Since 1996, CIA has been providing financial strategy and management tailored to the client’s individual circumstances and objectives.
What is an RIA?
Independent Registered Investment Advisors (RIAs) are professional advisory firms that offer personalized financial advice to its clients, many of whom are affluent.
Many independent RIAs work with complex portfolios and address unique needs that require a highly customized level of investment management strategy and consultation.
Many independent RIAs are owned by the individual advisors who run them.
Many independent RIAs provide advice and services for a fee based on a percentage of the client’s assets.
RIA firms are registered with the Securities and Exchange Commission or state securities regulators, are subject to the Investment Advisers Act of 1940 if federally registered, and have a fiduciary duty to act in the best interest of their clients.