About Us

On a mission to help families  retire happy since 1996.

29 Years in Business

110+

Team Members in 4 Offices

$8.1B

Assets Under Management

6,000+

Families Served

as of December 31st 2025

About Us

On a mission to help families  retire happy since 1996.

Our Mission

Helping Families Find Happiness in Retirement

We serve families at every stage of their financial journey and across a wide range of wealth, from those building toward retirement to multigenerational households managing significant complexity.

Our work goes beyond managing money. We help you invest for income, seek to preserve wealth, plan your legacy, and support the causes you care about, while aiming to help you feel more confident about your financial future, so you can sleep well at night and enjoy the life you’ve worked so hard to build.

A CIA team member talking with a client by phone

Know Your Craft

We champion continuous learning. Markets, strategies, and client needs evolve, and we do too.
Be Passionate

Helping families retire happy is meaningful work. We bring real energy and commitment to it every day.
Do What Is Right

Honesty, transparency, and a fiduciary commitment to put each family's interests first, always.
Every Person Matters

Each family is unique, and so is each team member. We listen, respect, and value every voice.
Make It Simple

Clear, jargon-free guidance so you can make confident decisions about your financial life.

Meet Our Team

CIA is comprised of professionals with a wide-range of industry experience including
CERTIFIED FINANCIAL PLANNER™ practitioners, CPAs, investment veterans, investment analysts and tax counselors.

All

Accounting & Tax

Advisors

Partners

Investment Committee

Client Relations & Operations

Business Development & Marketing

All

Accounting & Tax

Advisors

Partners

Investment Committee

Client Relations & Operations

Business Development & Marketing

Our Story

Nearly 30 Years of Helping Families Retire Happy

From a single office in Sandy Springs to a nationwide team across five states, our growth has always been driven by one thing, serving more families well.

Years

$8.1B

AUM

110+

Team Members

Offices

As of December 31, 2025

1996 Founded

The beginning in Sandy Springs

Mike Reiner co-founded Capital Investment Advisors with its first office in Sandy Springs, following a successful career in corporate banking.
2009

Ownership expands

Wes Moss, Mitch Reiner, and Matt Reiner join as Managing Partners, broadening the firm's leadership and vision.
2018

Growth into Florida

Our Tampa Bay branch opens its doors, and our Atlanta headquarters moves to a larger office to support continued growth.
2019

Denver opens

Our third office location opens in Denver, Colorado at 8101 E. Prentice Avenue, extending our reach westward.
2020

Partnership grows

Holly Mallory, Jeff Keane, Bryan Rea, and Robert Sanders join the partnership, deepening our long-term commitment to clients.
2022

Phoenix opens

Our fourth office location opens in Phoenix, Arizona at 2141 East Camelback Road.
2024

Dallas opens

Our fifth office location opens in Dallas, Texas at 5495 Belt Line Road.
2025 Today

Partnership expands

Amanda Lewis, Connor Miller, Joel Dean, and Dan Abramowitz join as long-time employees turned partners, strengthening our future leadership.

Featured

May 23, 2025

Capital Investment Advisors Named to InvestmentNews’ 2025 List of Top Financial Advisor Teams in the USA

ATLANTA – May 23, 2025 – Capital Investment Advisors is proud to announce that it has been recognized as one of InvestmentNews’ “Top Independent HNW Teams of 2025” and was among 20 firms chosen in the Southeast Region. According to InvestmentNews, the selection process relies solely on objective, independent data such as: SEC filings: Evaluated […]

September 12, 2025

On September 12, 2025, Barron’s listed Capital Investment Advisors, LLC (“CIA”) as #77 of Top 100 RIA Firms

Capital Investment Advisors is proud to announce that Barron’s has named Capital Investment Advisors, LLC as one of the 2025 top 100 RIA Firms. On September 12, 2025, Barron’s listed Capital Investment Advisors, LLC (“CIA”) as #77 of Top 100 RIA Firms. Rankings were based on assets managed by the firms, growth, technology spending, succession […]

September 8, 2025

Jeff Lloyd Featured in MarketWatch

Recently, Wes Moss was featured in a MarketWatch article on secrets to successfully taking RMDs – and minimizing taxes while doing it. Read the excerpted section of the article below. ‘A well-crafted plan should be personalized to align with income needs, charitable intentions, and legacy planning objectives,’ says Jeff Lloyd, investment adviser representative at Capital […]

Hear From Our Happy Retirees

Client Spotlight

Adventure After Retirement: Hiking the Tour du Mont Blanc

Some retirement dreams take shape over decades. For one of our clients, David Scott, his lifelong love of backpacking led to a 100-mile trek through the Alps and an unforgettable journey around Western Europe’s highest mountain: Mont Blanc.

Client Spotlight

They Almost Didn’t Retire, Now They’re Exploring Scotland

Charles and Dawn Norfolk were originally hesitant to retire, but because they had the means and the desire, Jason Gove, one of our Phoenix team members, encouraged them to make the leap. One of their customers purchased their business, providing a clear path to step away. They stayed on for four years to help ease the transition, then moved from Texas to Tennessee.

Client Spotlight

From Fords to Ferraris- Frank Harms’ Guide to Driving Your Retirement Dreams

With each opportunity to spotlight a client's achievements, we inevitably learn something valuable. The hope is to spread that knowledge and joy to inspire others in their own retirement journeys. Today, the spotlight shines upon Frank Harms and his love for cars.

Client Spotlight

A Nordic Journey with Bonnie & Joe

Of course, some people go to work every day without ever feeling inspired by the families they serve. To us, that’s almost unimaginable, and clients like Bonnie and Joe make that inspiration abundantly clear. Joe retired from AT&T Bell Labs in 2007 after 35 years of dedicated service. Bonnie joined him two years later after being SE division manager for Cigna—presiding over the call center, case management, and physical building operations. And not for nothing, but she was also a crackerjack tennis player, winning more than her share of ALTA city championships.

Client Spotlight

Tigers, Temples & Travel Triumphs: Matt and Donna Explore India & Nepal

From career goals to bucket list adventures, each retiree's journey is uniquely their own. At Capital Investment Advisors, we love spotlighting retirees who are embracing the freedom, joy, and fulfillment that retirement can offer. Today, we’re thrilled to share the story of Matt and Donna—two spirited travelers who recently checked off two major destinations from their retirement wish list: India and Nepal.

Client Spotlight

From Boardrooms to Bookshelves: How Gerald Turned Retirement into a Creative Renaissance

A native Georgian who grew up in the Atlanta suburb of Decatur, Gerald received a BBA from the University of Georgia (Go Dawgs!) and then signed up for three years of service as an artillery officer in the U.S. Marine Corps. Along the way, he achieved his MBA from the University of Tampa and went to work for companies such as Coca-Cola Enterprises and Genuine Parts Company.

Client Spotlight

Writing, Retirement, and Southern Soul – The Inspiring Encore of Chris Jones

If you cross-checked Capital Investment Advisors’ client list with a roster of extraordinary citizens who stand out in their respective communities, there would be plenty of overlap. Today’s spotlight shines on one such happy retiree—Chris Jones. Born in Alma, the blueberry capital of Georgia, his first job was as a high school radio DJ, which led to a stint as a news and sports reporter. In what he now refers to as a forty-year detour, he spent most of his career in corporate public affairs. Retiring from that world of politics and legislation in 2015 finally freed him up to rediscover his journalistic roots.

Client Spotlight

Kyle & Russ’s Month-Long Adventure Out West

Our job is to help retirees find happiness. When they do, we celebrate the news to help inspire others to pursue their core pursuits. Today, the spotlight is on Kyle and Russ. Kyle is a retired English professor. Russ mostly retired from IT management and Process Improvement in 2016 but maintains a small portfolio of consulting work to minimize nest egg withdrawals. With their newfound freedom, they decided to hop in a convertible Mustang and head west for a month-long, unforgettable road trip to visit family in the West Coast and complete the California Coast Highway.

Client Spotlight

To Iceland And Beyond

Retirement often marks the end of a career, but for Jerry and his wife Cherie, it was the beginning of something extraordinary—a chance to turn their lifelong dreams into unforgettable experiences. From dogsledding in Norway, chasing Atlantic puffins under Iceland’s misty skies to marveling at wild bears in the heart of Mount Rainier, their adventures remind us all that retirement is not only a retreat but a launchpad.

Client Spotlight

Dallas And Lisa’s Cherished Italian Adventure

Lisa retired from the Bell System in 2006 and Dallas a year later, timing that was influenced by an early package offer after the “new” AT&T bought out the company. No longer tied to their desks, they jumped at an invitation from their daughter Candice for an Italian adventure. Candice and her husband Collins had honeymooned there nearly 20 years prior and had always wanted to return with Dallas and Lisa.

Client Spotlight

A New Chapter of Service for These Happy Retirees

Retiring after a successful career as a chemical coating sales representative and over 30 years in healthcare management, Lloyd and Vickie were ready to get started on their core pursuits: community service and leadership. The two moved to Lake Oconee near Greensboro, Georgia. Wasting no time, Lloyd became Homeowners Association (HOA) President of their new community and then joined the Greene County Volunteer Fire Department, where he spent a decade ensuring the safety and well-being of his neighbors.

Client Spotlight

Elayne & Randy Visit All 63 National Parks in the U.S.

When it comes to traveling, Elayne and Randy prefer outdoor settings and enjoy hiking, so the national parks were a natural fit. The idea to visit them all came on a whim, and they said, “Why not?” The freedom to make that choice is one of the benefits of a happy and financially secure retirement.

Client Spotlight

Liz & David’s Dream Trip to Iceland

Our readers know that from time to time, we like to swing the spotlight around, off of us, so that the light can shine brightly upon our clients. Today, we need two lights—one for our clients and one for the Travel and Cruise Authority who helped them plan the trip of a lifetime.

Client Spotlight

Barbi’s Cowgirl Escapade & Living the Colorado Dream

We’ve all got that dream that’s been creepin’ and crawlin’ around in the back of our minds for years. Perhaps it’s something we’ve always wanted to do but never got the chance or had the nerve.

Client Spotlight

Ingrid’s Second-Act Career as a Travel Agent in Retirement

There’s a ubiquitous saying in American culture: If you can’t beat ‘em, join ‘em. Ingrid Reckard didn’t want to beat ‘em, but she certainly joined ‘em.

Client Spotlight

A Happy Retiree’s Hobby Restoring Classic Cars in Retirement (1970 Ford Bronco)

Much of the recent financial news has been laser-focused on inflation, and rightfully so. When prices go up, quality of life doesn’t often follow. At Capital Investment Advisors, we might have up-to-the-minute analysis on the Federal Reserve’s latest rate hike, but that doesn’t mean we’re paying any less for eggs at the grocery store.

Client Spotlight

Rafting the Colorado River Through the Grand Canyon in Retirement

When you spend most of your time helping folks plan for the happy retirements they deserve, it’s rewarding to stop and enjoy the ones who get there. What could’ve been a one-off article has become a running series of spotlights because so many of our clients are out there living out their dream retirement life.

Client Spotlight

A Happy Retiree’s Bucket List Trip to the Cathedral of Siena

One of the most rewarding aspects of working in portfolio management and retirement planning is seeing positive results in real-time. At our firm, we believe strongly in the principles we preach, but it’s up to our clients to go out there and live life to the fullest. One client, Janet, recently did just that with a visit to the Siena Cathedral located in Italy.

Client Spotlight

Hidden WWII Letters Help This Retiree Discover More About His Family

When finding happiness in retirement, our clients take many different paths. From time to time, we like to shine a light on the road a particular person has traveled. We’ve covered a lot of territory, but today’s spotlight illuminates more hallowed ground.

Client Spotlight

A Happy Retiree Couple’s Volunteer Opportunity at Olympic National Park

At Capital Investment Advisors, our team is lucky enough to work with a stellar group of clients. However, even amongst that group par excellence, Cyndi and Chelsy Cross stand out.

Client Spotlight

A Happy Retiree Couple’s Journey Along The Appalachian Trail

My job is to help folks find a path to happiness in retirement. Time, experience, and curiosity have accumulated into knowledge that I try to impart to my firm’s financial clients, radio and podcast listeners, and readers. One of my rewards is hearing the stories told by the people who take this advice to the next level.

Client Spotlight

The Story Of How Two Happy Retirees Played At Carnegie Hall

How do you get to Carnegie Hall? I always took 7th Ave but it never got me onto the stage. Making it that far requires practice.

Ready When You Are

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how you see retirement.

Fifteen minutes. Zero commitment. A clearer picture of what’s possible.

Start with a 15-Min Intro Call ›

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About Us

29

Years in Business

110+

Team Members in 4 Offices

$8.1B

Assets Under Management

6,000+

Families Served

About Us

Helping Families Find Happiness in Retirement

Know Your Craft

Be Passionate

Do What Is Right

Every Person Matters

Make It Simple

Meet Our Team

Wes Moss, CFP®

Mitch Reiner, CFP®, CIMA®

Matt Reiner, CFP®, CFA®

Holly Evans Mallory, IACCP®

Robert Sanders

Bryan Rea, CFP®

Jeff Keane

Amanda Lewis

Connor Miller

Curt Klein

Barbara Pinyan

Ariel Weiss

Ryan Ely

Kristin Curcio

James Lewis, CFP®, MBA

Brynne Simms

Bill Cibulas, CFP®, J.D.

Harris Lowe, CFP®

Chelsey Braswell

Dan Abramowitz

Courtney Cooper

Tanner Sterk, CFP®

Adria DeMeo, CRPC®

Kevin Rodgers, CFP®

Banner Clark, CFP®

Eddie Goepp, CFP®

Everett Wilkerson, CFP®

Michael De La Garza

Bill Skiles, CFP®

Chris Pataky

Betsy Carr

Joel Dean, CFP®

Ben Ezrine, CFP®, CPWA®

Alexandra Flemings

Olivia Carufel

Andrew Barag, CFP®, CRPC®

Jason Gove, CRPC®, CWS®

Helen Halloran

Kayla Morris

Ryan Curwick, CFP®, CFA®

Drew Fear

Jonas Roos, CFP®

Alyse Athans

Joseph McDonald

Christopher Kuzelka, CFP®, CTFA

Brett Noggle, CFP®, CFA®

Elizabeth Kelly

Chase Strait

Chloe Glasgow

Olivia Grecco

Clayton Carden

Remington Hasty

James Mack

Erica Ruggiero, J.D.

Amy Anderson

Brittany Baker

Rafael Rondino, CFP®, MBA, RICP®

Cary Anne Beavers

Miller Majors, CPA, CFP®

Abbie Elkourie

Loughlin Mulloy

Aura Shaffer

James Horn

Brenden Urban, CFP®