Articles
Can I Use My Retirement Account to Help My Child Buy a House?
A common question in retirement planning is how to help adult children with a home down payment when most savings are in 401(k)s or other
Roth Conversion Strategy: Tax Brackets, Medicare Premiums, and Hidden Retirement Planning Risks
A Roth conversion can be a valuable tax strategy, or a very expensive lesson in unintended consequences.
A Roth IRA is a retirement account funded
Adventure After Retirement: Hiking the Tour du Mont Blanc
Some retirement dreams take shape over decades. For one of our clients, David Scott, his lifelong love of backpacking led to a 100-mile trek through
Are Covered Call Income ETFs Worth It? What Investors Should Know
You’ve probably noticed a surge in Covered Call Income ETFs lately. Here’s why it matters. The strategy has gone from niche to mainstream, with assets
Should You Cancel Life Insurance Before Retirement? What to Consider First
As retirement approaches, many households face a question: Is it still worth paying for life insurance? If the kids are grown and retirement savings are
Should You Switch to a Roth 401(k) Right Before Retirement?
Future retirees often wonder when it’s worth moving money into a Roth IRA from some other type of account. After all, Roth IRAs are after-tax
Client Spotlight: They Almost Didn’t Retire, Now They’re Exploring Scotland
Charles and Dawn Norfolk were originally hesitant to retire, but because they had the means and the desire, Jason Gove, one of our Phoenix team
The Dry Powder Principle
The Dry Powder Principle is not defensive in spirit. It is disciplined in design. It allows you to pursue long-term growth while protecting your near-term
How to Buy Your Next Home Without a Mortgage
Sometimes good planning is not about doing something flashy. It is about avoiding the mistakes that quietly erode wealth over time.
What Indiana Jones Taught Me About Early Roth Withdrawals and Roth 401(k) vs Roth IRA Rules
Financial planning is part art, part science, part archaeology. Sometimes you’re dusting off IRS rules buried under 20 years of assumptions. Other times, you’re sprinting
Client Spotlight: From Fords to Ferraris- Frank Harms’ Guide to Driving Your Retirement Dreams
With each opportunity to spotlight a client’s achievements, we inevitably learn something valuable. The hope is to spread that knowledge and joy to inspire others
Estate Planning Basics We Hope You’ll Never Need (But Will Be Glad You Have)
Don’t assume you only need a Last Will & Testament once you’re “old.” Anything can happen at any time. Even a bare-bones plan is better
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