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About Us

Now 110+ team members strong, CIA was co-founded in 1996 by Mike Reiner with a mission to help families retire happy and sleep well at night.

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Our Story

With nearly 30 years as a Registered Investment Adviser and $7.1B in Assets Under Management (AUM) (as of July 2025) in clients’ wealth management portfolios, our 110+ employees and partners in Georgia, Arizona, Florida, Texas and Colorado have established a nationwide presence.

  1. Mike Reiner co-founded Capital Investment Advisors (CIA) with its first office in Sandy Springs, following a successful career in corporate banking.
  2. Ownership expands with the addition of Managing Partners Wes Moss, Mitch Reiner, and Matt Reiner.
  3. Our Tampa Bay branch expands with new office location in Tampa Bay, Florida. Moved to a bigger office location in Atlanta.
  4. Our third office location opens in Denver, Colorado at 8101 E. Prentice Avenue.
  5. Partnership expands to four long-time employees Holly Mallory, Jeff Keane, Bryan Rea and Robert Sanders.
  6. Our fourth office location opens in Phoenix, Arizona at 2141 East Camelback Road.
  7. Our fifth office location opens in Dallas, Texas at 5495 Belt Line Road.
  8. Partnership expands to four long-time employees Amanda Lewis, Connor Miller, Joel Dean and Dan Abramowitz.

Our Core Values

We aspire to live by our core values daily with each other, and with the families we serve.

  • Know Your Craft

    We champion continuous learning and expertise. Our investment professionals will actively expand their expertise and maintain a profound grasp of financial markets, investment strategies, and industry dynamics.

  • Be Passionate

    We work closely with you to develop a personalized plan that aligns with your values and risk tolerance.

  • Do What Is Right

    We are committed to conducting business with honesty and transparency and upholding high ethical standards by prioritizing the best interest of our families.

  • Every Person Matters

    We cherish the inherent worth of each individual and cultivate an environment where every voice is heard, respected, and valued.

  • Make It Simple

    We help empower families with clear and concise communication, avoiding technical jargon. This clarity facilitates informed decisions to help achieve your financial goals.

Know Your Craft

We champion continuous learning and expertise. Our investment professionals will actively expand their expertise and maintain a profound grasp of financial markets, investment strategies, and industry dynamics.

Be Passionate

Thriving in the dynamic investment landscape requires unwavering commitment, boundless enthusiasm, and a profound passion from each team member.

Do What Is Right

We are committed to conducting business with honesty and transparency and upholding high ethical standards by prioritizing the best interest of our families.

Every Person Matters

We cherish the inherent worth of each individual and cultivate an environment where every voice is heard, respected, and valued.

Make It Simple

We help empower families with clear and concise communication, avoiding technical jargon. This clarity facilitates informed decisions to help achieve your financial goals.

Meet Our Team

CIA is comprised of professionals with a wide-range of industry experience including
CERTIFIED FINANCIAL PLANNER™ practitioners, CPAs, investment veterans, investment analysts and tax counselors.

The Retire Sooner® Team

Meet the Retire Sooner® Team — a passionate group of investment professionals, content creators, and media specialists dedicated to helping families plan for a happier, more secure retirement.

 

With years of research into the habits and lifestyles of the happiest retirees, our team curates insightful materials designed to inspire and inform. From engaging podcasts, radio shows and videos to practical articles, books, and online tools, we’re here to guide you every step of the way toward retiring sooner and living better.

Michael Reiner’s (1952-2024) passion for helping his clients Sleep Well At Night (SWAN) and legacy of dedication, vision, and unwavering values has shaped who we are at Capital Investment Advisors.

Michael graduated from the University of Georgia in 1974 with a BBA degree in Finance, with special areas of study including portfolio management and investment banking. He worked as Vice President of an asset-based lending group for a financial services firm for 13 years. After leaving the bank, he co-founded Capital Investment Advisors.

He believed deeply in the core values that guide us and in helping others create a better life. The team at Capital Investment Advisors is committed to honoring his vision by continuing to serve with the same passion, respect, and care he held so dear.

Helping Happy Retirees Since 1996

team members across 5 locations
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years in
business
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assets under
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$ 0 B
families
served
5,000 0 +

as of July 2025

Atlanta’s 25 Largest Money Managers

per Atlanta Business Chronicle September 2025

Atlanta’s 25 Largest Financial Planning and Advisory Firms

per Atlanta Business Chronicle September 2025

Top 10 Financial Advisor Firms in Atlanta

per SmartAsset June 2025

CIA thanks these publications for the accolade. No compensation was paid to be considered for these awards.
Please click on each ranking for important details regarding how the firm was selected and/or ranked.

CIA in the Press

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CIA in the Press

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Jeff Lloyd Featured in MarketWatch

Recently, Wes Moss was featured in a MarketWatch article on secrets to successfully taking RMDs – and minimizing taxes while doing it. Read the excerpted

Our Happy Retirement Stories

Client Spotlight: A Nordic Journey with Bonnie & Joe

Of course, some people go to work every day without ever feeling inspired by the families they serve. To us, that’s almost unimaginable, and clients like Bonnie and Joe make that inspiration abundantly clear. Joe retired from AT&T Bell Labs in 2007 after 35 years of dedicated service. Bonnie joined him two years later after being SE division manager for Cigna—presiding over the call center, case management, and physical building operations. And not for nothing, but she was also a crackerjack tennis player, winning more than her share of ALTA city championships.
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Client Spotlight: Tigers, Temples & Travel Triumphs: Matt and Donna Explore India & Nepal

From career goals to bucket list adventures, each retiree's journey is uniquely their own. At Capital Investment Advisors, we love spotlighting retirees who are embracing the freedom, joy, and fulfillment that retirement can offer. Today, we’re thrilled to share the story of Matt and Donna—two spirited travelers who recently checked off two major destinations from their retirement wish list: India and Nepal.
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Client Spotlight: From Boardrooms to Bookshelves: How Gerald Turned Retirement into a Creative Renaissance

A native Georgian who grew up in the Atlanta suburb of Decatur, Gerald received a BBA from the University of Georgia (Go Dawgs!) and then signed up for three years of service as an artillery officer in the U.S. Marine Corps. Along the way, he achieved his MBA from the University of Tampa and went to work for companies such as Coca-Cola Enterprises and Genuine Parts Company.
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Client Spotlight: Writing, Retirement, and Southern Soul – The Inspiring Encore of Chris Jones

If you cross-checked Capital Investment Advisors’ client list with a roster of extraordinary citizens who stand out in their respective communities, there would be plenty of overlap. Today’s spotlight shines on one such happy retiree—Chris Jones. Born in Alma, the blueberry capital of Georgia, his first job was as a high school radio DJ, which led to a stint as a news and sports reporter. In what he now refers to as a forty-year detour, he spent most of his career in corporate public affairs. Retiring from that world of politics and legislation in 2015 finally freed him up to rediscover his journalistic roots.
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Client Spotlight: Kyle & Russ’s Month-Long Adventure Out West

Our job is to help retirees find happiness. When​​ they do, we celebrate the news to help inspire others to pursue their core pursuits. Today, the spotlight is on Kyle and Russ. Kyle is a retired English professor. Russ mostly retired from IT management and Process Improvement in 2016 but maintains a small portfolio of consulting work to minimize nest egg withdrawals. With their newfound freedom, they decided to hop in a convertible Mustang and head west for a month-long, unforgettable road trip to visit family in the West Coast and complete the California Coast Highway.
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Client Spotlight: To Iceland And Beyond

Retirement often marks the end of a career, but for Jerry and his wife Cherie, it was the beginning of something extraordinary—a chance to turn their lifelong dreams into unforgettable experiences. From dogsledding in Norway, chasing Atlantic puffins under Iceland’s misty skies to marveling at wild bears in the heart of Mount Rainier, their adventures remind us all that retirement is not only a retreat but a launchpad.
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Client Spotlight: Dallas And Lisa’s Cherished Italian Adventure

Lisa retired from the Bell System in 2006 and Dallas a year later, timing that was influenced by an early package offer after the “new” AT&T  bought out the company. No longer tied to their desks, they jumped at an invitation from their daughter Candice for an Italian adventure. Candice and her husband Collins had honeymooned there nearly 20 years prior and had always wanted to return with Dallas and Lisa.
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Client Spotlight: A New Chapter of Service for These Happy Retirees

Retiring after a successful career as a chemical coating sales representative and over 30 years in healthcare management, Lloyd and Vickie were ready to get started on their core pursuits: community service and leadership. The two moved to Lake Oconee near Greensboro, Georgia. Wasting no time, Lloyd became Homeowners Association (HOA) President of their new community and then joined the Greene County Volunteer Fire Department, where he spent a decade ensuring the safety and well-being of his neighbors.
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Client Spotlight: Elayne & Randy Visit All 63 National Parks in the U.S.

When it comes to traveling, Elayne and Randy prefer outdoor settings and enjoy hiking, so the national parks were a natural fit. The idea to visit them all came on a whim, and they said, “Why not?” The freedom to make that choice is one of the benefits of a happy and financially secure retirement.
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  • Liz & David

Client Spotlight: Liz & David’s Dream Trip to Iceland

Our readers know that from time to time, we like to swing the spotlight around, off of us, so that the light can shine brightly upon our clients. Today, we need two lights—one for our clients and one for the Travel and Cruise Authority who helped them plan the trip of a lifetime.
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101 Trips to Take in Retirement: A Guide to Exploring More, Your Way

Discover destinations worth every mile. You’ve earned the time. Now make the most of it.

From First Job to Retirement—Plan Smart

Your free decade-by-decade guide to building a confident, fulfilling retirement.

Your Retirement Guide

101 Tips for a Smooth Transition