Family-Focused Income Investing
Custom-tailored portfolios built to help families generate a steady stream of income from their retirement savings
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Our Services
We navigate wealth management complexities to connect your financial life so you’re free to focus on what matters most.
Our experienced advisors work with you to personalize your investment plan designed to help you grow your wealth and help you work towards your long-term financial goals.
Our team of qualified professionals provides a comprehensive range of accounting & tax services. From individuals to families to businesses, we deliver tax-saving strategies tailored to your specific needs.
Learn More About Capital Investment Advisors
Our Fee Structure
| Household Asset Value | Investment Advisor Fee |
|---|---|
| First $1,000,000 | 1.00% |
| Next $2,000,000 | 0.90% |
| Next $2,000,000 | 0.80% |
| Next $5,000,000 | 0.70% |
| Amounts Over $10,000,000 | 0.50% |
Our Multi-Asset Class Strategy
Utilizing our multi-asset class strategy allows us to build a diversified portfolio using historical yields as a guide. To determine the historical yield for each asset class, we looked at a 10-year range for the Alerian MLP Index (MLPs), MSCI US REIT Index (REITs), S&P 500 Dividend Aristocrats Index (Dividend Stocks), S Network Composite CEF Index (CEFs), Bloomberg Aggregate Bond Index (Bonds), iShares Preferred and Income Securities ETF (Preferreds/Convertibles). We used a range that was +/- two standard deviations from the 10-year average and rounded to the nearest 1%.
Dividend Stocks: Blue Chip Dividends
Historical Yield: 2–3%
Consistent Earnings
Financial Strength
Dividend Growth
Fixed Income: Bonds
Historical Yield: 1–5%
High Quality
Individual Bonds
Shorter Duration
Closed-End Funds (CEFs): Enhanced Cash Flow
Historical Yield: 7–10%
Discount to NAV
Higher Yields
Low Leverage
Master Limited Partnerships (MLPs): Cash Flow with Tax Benefits
Historical Yield: 4–12%
Cash Distributions
Tax Benefits
Earnings Stability
Real Estate Investment Trusts (REITs): Income from Real Assets
Historical Yield: 3–5%
High Payouts
Diversified Industries
Tax Benefits
Preferreds/Convertibles: Hybrid Income
Historical Yield: 2–9%
Equity-Like Interest Rate Protection
Some Preferential Tax
This information is provided to you as a resource for informational purposes only and should not be viewed as investment advice or recommendations. Investing involves risk, including the possible loss of principal. There is no guarantee offered that investment return, yield or performance will be achieved. There will be periods of performance fluctuations, including periods of negative returns. Past performance is not indicative of future results when considering any investment vehicle. This information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. This information is not intended to, and should not, form a primary basis for any investment decision that you may make. Always consult your own legal, tax, or investment advisor before making any investment/tax/estate/
Helping Happy Retirees Since 1996
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as of June 2024
Atlanta’s 25 Largest Money Managers
per Atlanta Business Chronicle August 2024
Atlanta’s 25 Largest Financial Planning and Advisory Firms
per Atlanta Business Chronicle August 2024
Top 10 Financial Advisor Firms in Atlanta
per SmartAsset May 2023
CIA thanks these publications for the accolade. No compensation was paid to be considered for these awards.
Please click on each ranking for important details regarding how the firm was selected and/or ranked.
CIA in the Press
On September 16, 2024, Barron’s listed Capital Investment Advisors, LLC (“CIA”) as #73 of Top 100 RIA Firms
On September 16, 2024, Barron’s listed Capital Investment Advisors, LLC (“CIA”) as #73 of Top 100 RIA Firms. Rankings were based on assets managed by
On August 16th, 2024, Atlanta Business Chronicle ranked Capital Investment Advisors #14 on their Atlanta’s 25 Largest Financial Planning & Advisory Firms list
We are excited to announce that Capital Investment Advisors has made it on Atlanta Business Chronicles 2024 Atlanta’s 25 Largest Financial Planning & Advisory Firms list!
On August 16th, 2024, Atlanta Business Chronicle ranked Capital Investment Advisors #14 on their Atlanta’s 25 Largest Money Managers list
We are excited to announce that Capital Investment Advisors has made it on Atlanta Business Chronicles 2024 Atlanta’s 25 Largest Money Managers list! Capital Investment Advisors
Wes Moss Featured On The Clark Howard Podcast: Do the 60/40 Portfolio and the 4% Rule Still Work?
A recent article from the Wall Street Journal took a shot at two time-honored investment strategies: the 60/40 portfolio and the 4% rule. Will these
Our Happy Retirement Stories
Client Spotlight: Elayne & Randy Visit All 63 National Parks in the U.S.
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Client Spotlight: Liz & David’s Dream Trip to Iceland
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Client Spotlight: Barbi’s Cowgirl Escapade & Living the Colorado Dream
- Ingrid
Client Spotlight: Ingrid’s Second-Act Career as a Travel Agent in Retirement
- Ford Bronco
Client Spotlight: A Happy Retiree’s Hobby Restoring Classic Cars in Retirement (1970 Ford Bronco)
- Gary
Client Spotlight: Rafting the Colorado River Through the Grand Canyon in Retirement
Client Spotlight: A Happy Retiree’s Bucket List Trip to the Cathedral of Siena
- Frank Pringham
Client Spotlight: Hidden WWII Letters Help This Retiree Discover More About His Family
- Cyndi and Chelsy
Client Spotlight: A Happy Retiree Couple’s Volunteer Opportunity at Olympic National Park
- Pat and Paula