Six Lessons Learned On The Happiest Retirees Podcast

It’s been six months since we launched the Happiest Retirees podcast. As the title might suggest, the mission was to find the world’s happiest retirees and ask them how they got so happy. The hope was that if we extracted the answers from the people who had them, we might be able to help others follow suit.

Lessons from The Psychology of Money: Part One

Morgan Housel’s The Psychology of Money sold millions of copies, and for good reason. Published in 2020, its astute money lessons catapulted it to instantly timeless status, worthy of praise and analysis, but I took even more inspiration from his psychological lessons. Libraries are full of books on behavioral finance, which seek to identify our […]

The Peach State Tax Update…(In Case You Missed It)

To say that my wife Amanda loves the musical Hamilton would be an understatement. I remember how excited she was when we went to see it live at the Fabulous Fox Theatre six years ago. My favorite part, aside from seeing how enraptured Amanda was throughout the entire performance, was the first song of the second act, Thomas Jefferson’s, “What’d I Miss.”

Maximizing Your Social Security With Mary Beth Franklin: Part One

Social Security is an absolutely crucial element of many retirement plans across the United States. Understandably, people want to know how to maximize their earnings, but wading through the dense rules and regulations can be overwhelming. I wanted to cut through the red tape and get some straight answers, so I brought in a ringer.

How To Use Nick Saban’s Football Process For Retirement Planning

Nick Saban, one of the most storied and successful coaches in the history of college football, recently retired. His career took him from the University of Toledo to the Cleveland Browns to Michigan State, and then to LSU, where he won his first national championship. After a brief stint with the Miami Dolphins, he landed […]

All Aboard! The Happy Retirement Train at the Santa Barbara Zoo

Drive about 90 miles north of Los Angeles along U.S. Route 101, and you’ll find yourself in the stunning coastal city of Santa Barbara, California. With a Mediterranean climate and scenic maritime vistas, it’s not too far from Point Conception, the natural dividing line between Southern and Central California. Visitors marvel at the Spanish architecture, […]

2024 Market Outlook: A Whole New World

The holidays are behind us. As we regain our fighting form, let’s take a moment to gaze downstream and see where the current seems to be heading. No one can predict the future, but specific trends can sometimes be clues. The new year ushers in what could look like “A Whole New World” to investors. […]

American Anxiety Amidst a Healthy Economy

One of the most popular Christmas songs of all time is one you may not have heard. Far from a carol, “Fairytale of New York” is a moody dance ballad by the Celtic punk-folk band The Pogues, featuring Kirsty MacColl. A perennial Christmas hit in the UK and beloved worldwide, in December 2022, the song […]

Defending the 4% Rule for Retirement

Anyone in the Retire Sooner family—readers of my books and articles and listeners to my podcast and radio show—knows how passionate I am about the 4 Percent Rule. Discovered in 1994 by an MIT aeronautics and astronautics graduate turned Certified Financial Planner (CFP®) named William Bengen, this rule of thumb calculated actual stock returns and […]