#243 – Retire Sooner, Retire Smarter: 6 Costly Mistakes to Avoid for Financial Freedom
Dive into the six biggest mistakes early retirees often make—and how to avoid them. Are you financially prepared to retire sooner than 67? See why a phased retirement strategy can be a game-changer, learn how to secure multiple streams of income, and examine why location matters when it comes to staying close to family. Tackle […]
#242 – 10 Habits of the Happiest Retirees: Smart Money Moves & Fulfilling Lifestyles
Break down the five financial habits of the happiest retirees—including how much money you really need, the power of multiple income streams, and why paying off your mortgage faster might boost happiness. Learn how rational optimism can fuel effective investing and how the 4% Plus Rule of thumb can typically keep you from running out […]
#241 – How Much Do You Need To Retire? Break It Down And Fill The Gap
Tackle the million-dollar retirement question: How much is enough? Use Wes’s “Fill the Gap” (FTG) method to simplify retirement math—subtract guaranteed income like Social Security from your monthly spending goal and multiply the shortfall by 25 to calculate target savings. Explore other early retirement strategies, including the debate about lump sum buyouts vs. pensions, and […]
#240 – Millionaire Mindset Unlocked: Hard Work, Thoughtful Investing, and Bogle’s Playbook Might Fast-Track Your Retirement
Probe America’s “mini-millionaires”—how they earn, invest, and build wealth through hard work, not luck. Dive into the potential for owning stocks and buying a home with a focus on financial independence, not flash. Wes and Christa take listener questions to tackle substantial inheritance management, debate bonds vs. money markets for long-term gains, examine Robo-advisors hoarding […]
#239 – Lump Sum Or Pension? Crack the 6% Code + Market Highs & Retirement Power Moves
Should you take a lump sum or pension payout? Use the 6% Test to help you decide. With markets hitting record highs, is it the right time to invest, or should you wait? History suggests some clues that retirement planning should not be left to chance. Wes Moss and Christa DiBiase provide crucial context by […]
#238 – 5 Powerful Portfolio Diversification Strategies to Reduce Market Anxiety + The Army Of American Productivity
Discover 5 powerful portfolio diversification strategies to help reduce market anxiety and boost financial security. Learn how these strategies can apply to kids, retirees, and folks in between, with actionable ways to set up a custodial Roth IRA for young entrepreneurs, maximize retirement savings, and choose an investment approach that fits your needs. Find out […]
#237 – It’s Never Too Late To Start Saving For Retirement + Q&A
New changes in Social Security policies, particularly the elimination of the Windfall Elimination Provision (WEP) and the Government Pension Offset (GPO), may have significant implications for roughly 3 million Americans. Teachers, nurses, firefighters, police officers, and other public-sector workers who previously saw their Social Security benefits slashed may now receive the full benefits they’ve earned. […]
#236 – More Foundational Principles For A Happy Retirement + Listener Questions
Unpack the keys to investing for a happy retirement by highlighting foundational principles like prioritizing stocks to combat inflation and the strategic use of diversified “dry powder” assets for stability. Tackle listener questions, exploring international investments, mortgage payoff strategies, long-term healthcare costs, and tax-efficient withdrawals. On today’s episode, Wes is joined again by Christa DiBiase, […]
#235 – 10 Market Challenges For Investors To Watch In 2025
On today’s episode, Wes looks at 2024’s obstacles to see what might serve as clues for success in 2025. The resilient U.S. economy closed 2024 with a 25% S&P 500 gain, defying inflation fears, international turmoil, and political upheaval. While consumer spending remains a vital economic driver, boosted by low unemployment and rising wages, renewed […]
#234 – 5 Keys To Be a Successful Investor and Listener Q&A
On today’s episode of The Retire Sooner Podcast, we dive into the essential pillars for achieving financial freedom and a fulfilling retirement. Wes outlines five key strategies for long-term success: prioritizing stocks, embracing massive diversification, practicing patience and longevity, navigating today’s investing challenges, and creating a robust financial plan. Wes is also joined by Christa […]
