Ready to explore new perspectives on retirement planning? In this episode of the Retire Sooner Podcast, Wes Moss and Christa DiBiase examine money, markets, and financial strategies, highlighting ways thoughtful planning may help support financial confidence.
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Review how stock dividends have historically compared with bond interest over the long term.
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Explain total return as the combination of growth and income, and discuss how it relates to inflation and purchasing power.
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Compare the historical performance of stocks and bonds and outline the effects of compounding over decades.
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Consider the role of bonds in a portfolio, particularly for those seeking stability and diversification.
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Address listener questions on money supply, cash reserves, risk tolerance, and the potential influence of guaranteed income sources on retirement timelines.
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Explore options for self-employed retirement savings, including the flexibility of solo 401(k) plans.
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Reflect on the psychological value of having a financial plan during periods of market uncertainty.
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Highlight trends in U.S. manufacturing productivity, including the impact of AI, robotics, and Midwest innovation.
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Discuss approaches to balancing an emergency fund with retirement contributions, and review considerations around Roth accounts.
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Examine practical examples of retirement-related decisions, such as early home purchases, Roth IRA conversions, and considerations for taxes, Social Security, and pensions.
Gain insights into the discussions shaping retirement planning and investing today. Listen and subscribe to the Retire Sooner Podcast to explore more perspectives that can help guide your financial journey.
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This information is provided to you as a resource for educational purposes and as an example only and is not to be considered investment advice or recommendation or an endorsement of any particular security. Investing involves risk, including the possible loss of principal. There is no guarantee offered that investment return, yield, or performance will be achieved. There will be periods of performance fluctuations, including periods of negative returns and periods where dividends will not be paid. Past performance is not indicative of future results when considering any investment vehicle. The mention of any specific security should not be inferred as having been successful or responsible for any investor achieving their investment goals. Additionally, the mention of any specific security is not to infer investment success of the security or of any portfolio. A reader may request a list of all recommendations made by Capital Investment Advisors within the immediately preceding period of one year upon written request to Capital Investment Advisors. It is not known whether any investor holding the mentioned securities have achieved their investment goals or experienced appreciation of their portfolio. This information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. This information is not intended to, and should not, form a primary basis for any investment decision that you may make. Always consult your own legal, tax, or investment advisor before making any investment/tax/estate/financial planning considerations or decisions.
