Get ready to rethink retirement with Wes Moss and Christa DiBiase as they examine the realities of investing, financial security, and planning for a fulfilling future. This episode of the Retire Sooner Podcast delivers actionable insights, practical frameworks, and real-world examples to inform your retirement planning decisions.
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Hear a retirement story illustrating how asset allocation strategies can change over longer time horizons.
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Explore how retirees might evaluate investment choices when guaranteed income streams exceed spending needs.
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Question the traditional “own your age in bonds” rule and consider how personal comfort with market risk can shape retirement planning.
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Understand the Federal Reserve’s influence on interest rates and what rate changes may mean for savings, housing, and the broader economy.
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Examine the inverted yield curve and consider historical patterns regarding economic slowdowns.
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Identify market sectors, including consumer staples and utilities, that may show relative stability during market fluctuations.
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Clarify misconceptions about global stock market capitalization and assess how international diversification may fit into a retirement plan.
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Review the 6% test as a framework for comparing pension lump sum options and monthly payments.
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Consider wealth-building benchmarks and habits for younger savers that support gradual accumulation over time.
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Explore irrevocable trusts and other legal strategies that may help manage and protect certain assets.
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Listen as Wes and Christa address listener questions covering retirement planning considerations across different life stages.
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This information is provided to you as a resource for educational purposes and as an example only and is not to be considered investment advice or recommendation or an endorsement of any particular security. Investing involves risk, including the possible loss of principal. There is no guarantee offered that investment return, yield, or performance will be achieved. There will be periods of performance fluctuations, including periods of negative returns and periods where dividends will not be paid. Past performance is not indicative of future results when considering any investment vehicle. The mention of any specific security should not be inferred as having been successful or responsible for any investor achieving their investment goals. Additionally, the mention of any specific security is not to infer investment success of the security or of any portfolio. A reader may request a list of all recommendations made by Capital Investment Advisors within the immediately preceding period of one year upon written request to Capital Investment Advisors. It is not known whether any investor holding the mentioned securities have achieved their investment goals or experienced appreciation of their portfolio. This information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. This information is not intended to, and should not, form a primary basis for any investment decision that you may make. Always consult your own legal, tax, or investment advisor before making any investment/tax/estate/financial planning considerations or decisions.
