How Can CIA Help You?

“Should we pay off our mortgage before we retire?” This is among the most common questions I get from clients and “Money Matters” listeners (tune in from 9-11 a.m. Sundays on WSB radio (News 95.5 and AM 750 WSB). I most recently heard it from a couple who are on their final approach for retirement. Let’s call them Rose and Jim Jackson. The Jacksons had... Read more.

Over a century ago, Ambrose Bierce wrote, “Death is not the end. There remains the litigation over the estate.”  Some things never change. Today, a solid estate plan is critical – it moves the fate of your estate away from lengthy court proceedings and towards the preservation of both assets and family harmony. Estate planning is a must-do for everyone regardless of age, marital status,... Read more.

It’s interesting how we tend to get stuck in a negative outlook on the world. This is not a criticism of any person or group of people; it seems to be human nature. Our tendency towards pessimism is egged on by the 24-hour news media, which bathes us a steady stream of emergencies, crimes, disasters, scandals – you name it, so long as it’s terrible... Read more.

It’s the question of the century: How do people become millionaires? My radio callers ask me, my friends ask me, and, heck, even my kids ask me. It seems we all want to know just what it takes to accumulate seven-digit net worth. Of course, it’s not easy; if it were, we’d all be millionaires. Sure, some folks come into inheritances, while others rocket ahead... Read more.

I recently got a question from a listener to my radio show that I believe is relevant to just about every investor out there. For the sake of this article, we’ll call her Debbie. Debbie is retired and in her early 60s. For years, she kept a significant portion of her retirement savings in cash, waiting to put it to work when the time was... Read more.