Be On Guard: Protect Yourself From Fraudsters Impersonating Employees Of Schwab & Fidelity
A recent phishing scam has deceived clients by email or phone call from a fraudster pretending to work for Schwab or Fidelity. This happened to one of our family members last week and we wanted to pass along the story to you in hopes that we can all avoid and protect ourselves from falling victim […]
Saving vs. Investing: One Small Shift to Make a Two Million Dollar Difference
Sufficient funds may not be the only ingredient in the happy retirement sauce, but there’s a reason the recipe calls for it. Of course, you could make marinara without tomatoes, but why would you punish your taste buds that way? There’s no way around the fact that money serves an essential purpose. It provides opportunities […]
The Perils of Market Timing
Making money is hard. Even though I’ve been fortunate to meet many of my financial goals, I still feel a sense of accomplishment and relief when that “check” clears. Maybe it’s different for billionaires, but then again, maybe not. Most folks remember the trauma of staring into the abyss of an empty bank account. It’s […]
Client Spotlight: Rafting the Colorado River Through the Grand Canyon in Retirement
When you spend most of your time helping folks plan for the happy retirements they deserve, it’s rewarding to stop and enjoy the ones who get there. What could’ve been a one-off article has become a running series of spotlights because so many of our clients are out there living out their dream retirement life.
Retire Sooner Reading List
Any author will tell you that self-promotion is a vital muscle to develop. You pour your heart out, scribbling ideas before heading to the office, during lunch breaks, and after the kids go to bed. You brainstorm, outline, write, and then rewrite more times than anyone would like to admit. After taming that beast, the […]
10 Things Investors Should Know About Secure Act 2.0
Secure Act 2.0 has now been put into law as an expanded version of the SECURE Act of 2019. Below are some of the highlights and important provisions we’ve pulled for investors and their retirement plans. 1. RMD Age Delay: The SECURE 2.0 Act increases the required minimum distribution age to 73 beginning January 1, […]
Falling in Love with Dividends
Dividends are a way for a company to return some of its profits to shareholders. They’re cash payments that certain companies give to investors. Each allotment is often paid out as small amounts per share. There’s a story I like to share about my son Jake. He saw a dollar coin on the ground, and […]
Client Spotlight: A Happy Retiree’s Bucket List Trip to the Cathedral of Siena
One of the most rewarding aspects of working in portfolio management and retirement planning is seeing positive results in real-time. At our firm, we believe strongly in the principles we preach, but it’s up to our clients to go out there and live life to the fullest. One client, Janet, recently did just that with a visit to the Siena Cathedral located in Italy.
IRAs for Education
The cost of living has been rising, and college tuition is no different. With that harsh reality, folks have had to find creative ways to fund their beloved offspring’s expensive hopes and dreams. According to the US News & World Report, a “2022 Sallie Mae and Ipsos survey found that 18% of parents withdrew from […]
101 Retirement Tips
My team at Capital Investment Advisors put together a guide with 101 retirement tips that can help you prepare for and/or help you navigate retirement. Of course, every situation is different, but incorporating this guidance can point you where you want to go. Considering all your retirement options can feel like wandering through a maze. […]
