AJC Article: The “Can’t Lose” Annuity Trap
If you’ve listened to the radio for more than about 10 minutes lately, you’ve likely been hearing ads for “can’t lose” investments that promise you will benefit from raises in the stock market with no risk of losing your principal, even if the markets tank. While the commercials rarely so say, they are promoting annuities […]
Creating Simplicity
This past weekend, I spent some time drawing out different baseball situations for my little league team that I coach. After our recent practices, it was determined that visuals would help simplify the game for this group of kids. They are talented and athletic, but the situational aspects of baseball can confuse anyone. As I was drawing […]
AJC Article: The Cost of Facebook and Whatsapp
If you are a regular user of Facebook you have no doubt noticed some changes in recent months. Most obvious is the increase in marketing messages – “suggested apps,” paid posts touting businesses and causes, and straight-up ads. Perhaps less noticeable is the absence in your feed of content from pages you have “liked” – […]
AJC Article: The Economic Snow-down
Remember when we were kids and prayed for snow days? It was all laughter and fun. Even as adults here in the South we secretly looked forward to those oh-so-rare days when life ground to a standstill under a blanket of bright white. Who would have thought we’d ever get sick of snow here in […]
The Importance of Corrections
In 2013, the Dow Jones hovered near an all-time high, and investors got pretty nervous. One of the most common questions we received during that time was — “When is the next correction coming?” So I went back to a research study I did this past summer and updated it considering the markets latest run north. Corrections – widely agreed to be […]
First Day Anxiety
First time experiences tend to provide people with a lot of anxiety. The uncertainty of the experiences leads to the anxiety. The unfamiliarity with the situations causes much angst. Just by knowing what the building or room will look like during a doctor’s visit tends to relieve some of the anxiety, but going to a […]
AJC Article: Is America’s New Retirement Account Worth It?
President Obama recently unveiled a new retirement savings vehicle called the myRA. This new program joins three other tax-advantaged ways to save: the Individual Retirement Account or IRA; the Roth IRA, and the employee-sponsored 401(k). While all four programs are designed to help you save for retirement, there are differences. Is the myRA right for you? Let’s take a look. The traditional IRA […]
Sub Status Quo
Change is a scary thing for most individuals. The unknown outcomes or consequences that come with change tend to keep people status quo. That only seems to be correct when the status quo is either good or at least not bad. Otherwise, people tend to choose change over status quo despite the uncertainty that comes with […]
AJC Article: Is The Cost Of A Super Bowl Commercial Really Worth It?
So, what did you think of this year’s Super Bowl commercials? There were many good ones ranging from the Bud Light ad starring Arnold Schwarzenegger to Bob Dylan for Chrysler. Did you know there’s a local connection to some of the most memorable Super Bowl spots of recent years? The 2013 Super Bowl Budweiser Clydesdales […]
Market Traffic Jam
Traffic—I hate it and I don’t believe there are many people that enjoy a nice bumper-to-bumper ride into the office. To me, there are two ways for traffic to build up: an accident (I include roadwork here as well) and just congestion. I completely understand how an accident/roadwork can lead to traffic, but the routine congestion is what […]