Social Security Planning Before Retirement

With roughly 96% of Americans covered under social security, many are concerned about how it works and how it will affect their retirement. When should I cash in on my benefits? Will social security be around 15 or 20 years from now? These are questions that flood the minds of many people planning ahead. Estimating […]

Protect Yourself From The Fed’s Next Move

Is it almost that time…time for the Federal Reserve to finally stop their ZERO interest rate policy that has been with us for more than 80 months. There is tremendous speculation that in the Fed’s next meeting (September 16-17) “zero rates” will die and an entirely new cycle of higher interest rates will begin. Naturally, […]

Stock Market Correction Or Calamity?

Over the past few weeks we’ve continued to watch the stock market gyrate as investors have held their breath wondering what it would do next. I released an article in July explaining that we were overdue for a correction based on historical patterns. Of course, corrections are part of the stock market’s typical behavior so much […]

Are We Facing A Market Correction or Market Calamity?

If you’ve had moderate to strong returns on your investments over the past 12-18 months, the stock market’s performance in late August may have shaken you up a bit. So is the stock market pullback a correction or calamity? We believe that this is a financial correction, not a financial catastrophe. The key to this […]

Is The Stock Market Broken?

A few weekends ago I spent some time reorganizing my outdoor storage shed. It was time to get the bikes, car seats and strollers under control. While moving around these heavy, awkwardly shaped items, though, I was wearing exactly what I’ve told my children not to wear during projects like this… flip flops. Just as […]

Financial Advice From Van Gogh

I was at a “back to school” night a few weeks ago for my two oldest sons, now in kindergarten and 3rd grade, and had an interesting revelation. My children attend our local neighborhood APS public elementary school, and over the last few years I’ve seen how a community forms around parents, teachers, kids, and […]

12 Lessons I Learned From Donald Trump

I’ve already written about Donald Trump once this year…part of it had to do with his initial splash as a potential GOP Presidential nominee. The rest of it centered on how the stock market reacts to what is referred to as the presidential cycle. I’m still not a believer that any President wields enough power […]

Save This Much Each Day to Become a Millionaire

One of my favorite books is The Millionaire Next Door because it focuses on how almost anyone can become a millionaire as long as they are diligent about saving, and more importantly investing. I see daily proof of this as people from all walks of life come into my office who have accumulated millions of dollars. […]

P & G Offers Investing Insight

What’s your first reflex if your hand accidentally touches a hot stove? Most likely, your hand recoils quickly in hopes that you won’t feel severe pain. Now let’s make a stock market comparison. What’s your first reflex when the 24-hour news cycle tells you that the sky is falling and that changing politics, war, terrorism […]

Average American holds more debt than Greece

With Greece grabbing headlines yet again over the past few weeks, I thought it worthwhile to put their debt debacle into perspective for the American consumer. Although there is very little practicality in comparing the finances of a country to the finances of an average individual, I think a rough comparison may help some of […]

A Retiree’s Guide to Inflation

This guide breaks down where inflation shows up, how it compounds, and considerations to help protect your income.

retiree guide to inflation