Articles
Client Spotlight: Retirement Bucket List Travel, A South Africa Safari
Retired couple Ned and Nancy take a bucket-list South Africa safari, a real story of planning ahead for the experiences that matter in retirement.
How Much Money Do You Need to Retire? The 3 Green Zones
How much money do you need to retire happy? The Money & Happiness Green Zones break it down into three checkpoints: assets, income, and mortgage
How Does Sleep Affect Retirement? The Overlooked Happiness Factor
Discover why sleep may be one of the most overlooked factors in a happy retirement, and simple habits to help you sleep better starting tonight.
How Long Does It Take to Make a Friend? The Science Behind Real Connection
How long does it take to make a friend? Research says 50 hours for casual, 90 for real, 200+ for close. Here’s how retirees can
Client Spotlight: What a 16-Day Norway and Rhine River Cruise Actually Looks Like in Retirement
In May of 2026, Patricia, one of our happy retirees, flew with her sister to Bergen, Norway to join the Viking Neptune and sail Norway’s
‘Core Pursuits’: Why You Need 5 Hobbies in Retirement
Discover why the happiest retirees have at least 5 meaningful hobbies, and how one simple question can help you find yours before you retire.
When Should Married Couples File for Social Security?
Your Social Security filing strategy for married couples isn’t just about timing, it’s about protecting the surviving spouse. See the break-even math and learn why
How Should You Organize Your Retirement Portfolio? The Four-Bucket Approach Explained
The four-bucket system — Cash, Income, Growth, and Alternative Income — is designed to help you see how your money works for safety, income, and
What Is Dry Powder In Investing? How Much Cash Retirees May Need To Weather Market Downturns
What Is Dry Powder? A Simple Definition For Retirees: three years of spending needs not covered by reliable income sources like Social Security or pensions.
Do You Know Your Marginal Tax Bracket?
Taxes are confusing. The Form 1040 is confusing. Marginal tax brackets are confusing. Sometimes those of us who work around these things every day forget
Can I Use My Retirement Account to Help My Child Buy a House?
A common question in retirement planning is how to help adult children with a home down payment when most savings are in 401(k)s or other
Roth Conversion Strategy: Tax Brackets, Medicare Premiums, and Hidden Retirement Planning Risks
A Roth conversion can be a valuable tax strategy, or a very expensive lesson in unintended consequences.
A Roth IRA is a retirement account funded
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