Your Wealth Questions

Annuities Question

Q: What are the pros and cons of fixed annuities?

A: Generally, fixed annuities are good investments for someone who has a very low risk tolerance and wants “safe money”. They allow owners to lock in to a guaranteed rate of return and give you peace of mind knowing that you can depend on those payments. Unfortunately, because you are locking into a guaranteed rate of return, you sacrifice a higher return that other investments, like stocks and bonds, may provide over time. That guaranteed rate of return may also expose you to a significant amount of inflation risk, because your payments would stay the same regardless of the level of inflation.

Ready when you are

Build your customized strategy with our team.

Start with a conversation about your goals, questions, and how a holistic plan could simplify your financial life.

Schedule an intro call

Continue reading

View all articles
How Long Does It Take to Make a Friend? The Science Behind Real Connection
Blog

How Long Does It Take to Make a Friend? The Science Behind Real Connection

July 22, 2026
Norway and Rhine River Cruise
Blog

Client Spotlight: What a 16-Day Norway and Rhine River Cruise Actually Looks Like in Retirement

July 15, 2026
Metro Atlanta's Largest Employers List
CIA in the Press

Capital Investment Advisors Recognized on the Atlanta Business Chronicle’s Metro Atlanta’s Largest Employers List

July 14, 2026
Core pursuits: hobbies in retirement
Blog

‘Core Pursuits’: Why You Need 5 Hobbies in Retirement

July 14, 2026

Roth Conversions: a smart tax move, or an expensive mistake?

A clear, no-pressure guide to deciding whether converting pre-tax retirement savings to a Roth may fit your situation.