Curious how to manage your 401(k), Social Security, and retirement withdrawals in today’s market? On this episode of the Retire Sooner Podcast, Wes Moss and Christa DiBiase break down practical strategies for navigating retirement planning, taxes, and investment decisions so you can make informed choices for your financial future.
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Examine why a strong stock market may not reflect the real economy and what seems to be influencing current market movements.
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Break down company stock in 401(k)s and explore how net unrealized appreciation (NUA) can affect tax planning.
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Explore listener examples of balancing Social Security benefits and retirement account withdrawals to create a thoughtful income plan.
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Review early retirement rules, including 457 plans, 72(t) distributions, and the rule of 55, and how they often impact access to funds.
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Analyze estate planning mistakes, even among high-profile cases, to understand potential pitfalls and planning considerations.
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Compare brokerage accounts, investment research tools, and target-date funds to evaluate what may fit your individual situation.
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Evaluate the trade-offs between mortgage payoff strategies and staying invested when interest rates fluctuate.
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Clarify how Roth 401(k) and IRA withdrawal rules differ before age 59 ½ and what that could mean for accessing retirement funds.
Gain actionable insights and considerations to help make informed retirement planning decisions. Listen now and subscribe to the Retire Sooner Podcast to stay updated on the key factors shaping today’s financial planning and retirement strategies.
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This information is provided to you as a resource for educational purposes and as an example only and is not to be considered investment advice or recommendation or an endorsement of any particular security. Investing involves risk, including the possible loss of principal. There is no guarantee offered that investment return, yield, or performance will be achieved. There will be periods of performance fluctuations, including periods of negative returns and periods where dividends will not be paid. Past performance is not indicative of future results when considering any investment vehicle. The mention of any specific security should not be inferred as having been successful or responsible for any investor achieving their investment goals. Additionally, the mention of any specific security is not to infer investment success of the security or of any portfolio. A reader may request a list of all recommendations made by Capital Investment Advisors within the immediately preceding period of one year upon written request to Capital Investment Advisors. It is not known whether any investor holding the mentioned securities have achieved their investment goals or experienced appreciation of their portfolio. This information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. This information is not intended to, and should not, form a primary basis for any investment decision that you may make. Always consult your own legal, tax, or investment advisor before making any investment/tax/estate/financial planning considerations or decisions.
