Gain a clear perspective on retirement planning in this episode of the Retire Sooner Podcast, hosted by Wes Moss and Christa DiBiase, where listener questions meet the latest financial planning insights. Discover practical considerations that can help inform decisions about your long-term financial strategy.
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Examine how the Federal Reserve’s interest rate cut may influence mortgages, loans, and stock market activity.
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Understand why homeowners may appear “locked in” to current mortgage rates and explore potential shifts in housing trends.
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Explore how the Fed balances inflation with employment data and what this could mean for your financial outlook.
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Review historical stock market outcomes following Fed rate cuts near all-time highs.
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Consider strategies for small business growth, including business checking accounts and high-yield options.
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Compare dividend reinvestment with manual reallocation to assess approaches for your retirement phase.
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Navigate backdoor Roth IRA contributions, conversions, gains, and tax-efficient dollar-cost averaging.
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Address common retirement questions and explore planning steps that may provide financial clarity.
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Benchmark savings against national averages and examine actionable retirement milestones.
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Utilize spousal IRAs to maintain contributions while transitioning toward retirement.
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Understand 72(t) IRA withdrawals and evaluate flexibility for early retirement considerations.
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Assess ultra-high-yield ETFs and review the potential risks of concentrated portfolios.
Listen and subscribe to the Retire Sooner Podcast to stay informed and explore considerations that can support your financial planning and retirement goals.
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This information is provided to you as a resource for educational purposes and as an example only and is not to be considered investment advice or recommendation or an endorsement of any particular security. Investing involves risk, including the possible loss of principal. There is no guarantee offered that investment return, yield, or performance will be achieved. There will be periods of performance fluctuations, including periods of negative returns and periods where dividends will not be paid. Past performance is not indicative of future results when considering any investment vehicle. The mention of any specific security should not be inferred as having been successful or responsible for any investor achieving their investment goals. Additionally, the mention of any specific security is not to infer investment success of the security or of any portfolio. A reader may request a list of all recommendations made by Capital Investment Advisors within the immediately preceding period of one year upon written request to Capital Investment Advisors. It is not known whether any investor holding the mentioned securities have achieved their investment goals or experienced appreciation of their portfolio. This information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. This information is not intended to, and should not, form a primary basis for any investment decision that you may make. Always consult your own legal, tax, or investment advisor before making any investment/tax/estate/financial planning considerations or decisions.
