Gain clarity on investing and retirement planning with this engaging episode of the Retire Sooner Podcast, hosted by Wes Moss and Christa DiBiase. Whether you’re navigating strong markets or uncertainty, this conversation provides frameworks and explanations to help support your retirement planning.
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Unpack five pillars of investing that may guide decision-making across both strong and volatile markets.
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Clarify how capital gains tax rates work, including how some investors may stay in the 0% long-term bracket under current tax law.
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Address listener questions on diversification, from S&P 500 funds to total market and international fund considerations.
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Examine how required minimum distributions (RMDs) may fit into retirement withdrawals alongside concepts such as the 4% rule.
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Break down cost basis options with Vanguard and explain how tax-loss and tax-gain harvesting may impact your returns.
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Highlight the new, increased senior tax deduction window (2025–2028) and what it could mean for retirees.
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Consider strategies for investing short- and intermediate-term savings for kids and teens by aligning time horizon with risk.
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Evaluate why choosing a reputable investment custodian may matter and what questions can be asked about where assets are held.
Stay informed and proactive—listen now and seek to expand your understanding of investing and tax planning. Subscribe to the Retire Sooner Podcast for weekly conversations designed to keep you engaged with today’s financial landscape.
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This information is provided to you as a resource for educational purposes and as an example only and is not to be considered investment advice or recommendation or an endorsement of any particular security. Investing involves risk, including the possible loss of principal. There is no guarantee offered that investment return, yield, or performance will be achieved. There will be periods of performance fluctuations, including periods of negative returns and periods where dividends will not be paid. Past performance is not indicative of future results when considering any investment vehicle. The mention of any specific security should not be inferred as having been successful or responsible for any investor achieving their investment goals. Additionally, the mention of any specific security is not to infer investment success of the security or of any portfolio. A reader may request a list of all recommendations made by Capital Investment Advisors within the immediately preceding period of one year upon written request to Capital Investment Advisors. It is not known whether any investor holding the mentioned securities have achieved their investment goals or experienced appreciation of their portfolio. This information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. This information is not intended to, and should not, form a primary basis for any investment decision that you may make. Always consult your own legal, tax, or investment advisor before making any investment/tax/estate/financial planning considerations or decisions.
