What are the pros and cons of fixed annuities?

Generally, fixed annuities are good investments for someone who has a very low risk tolerance and wants “safe money”. They allow owners to lock in to a guaranteed rate of return and give you peace of mind knowing that you can depend on those payments. Unfortunately, because you are locking into a guaranteed rate of […]

Roth Conversions: a smart tax move, or an expensive mistake?

A clear, no-pressure guide to deciding whether converting pre-tax retirement savings to a Roth may fit your situation.