There are no real planning options left for your husband since he is turning 70 in a few months and will take social security at that time. Also, since you were not 62 by January 1, 2016, then the new law that goes into effect on May 1 did void your ability to file a restricted application.

A Retiree’s Guide to Inflation

This guide breaks down where inflation shows up, how it compounds, and considerations to help protect your income.

retiree guide to inflation