Retirement Planning – Funding My Wife’s 401(K)

Q : I have 90% of our retirement savings in my pre-tax 401(K) plan,and about  $740,000 plus my pension. My wife just started a new job, and rolled over a ROTH 401(K) to her new employer’s ROTH 401(K) and totals about $10,000. I am maxed out on my pre-tax savings, and have no Roth option. […]

Join Our Newsletter – Capital Investment Advisors

Subscribe to our newsletter to receive a monthly update and analysis of the economy, as well as general news and information from Capital Investment Advisors (CIA). CIA is an Atlanta-based, fee-only investment management firm that specializes in retirement income planning. We currently manage more than $750 million in assets, making it one of Georgia’s largest […]

Roth Conversions: a smart tax move, or an expensive mistake?

A clear, no-pressure guide to deciding whether converting pre-tax retirement savings to a Roth may fit your situation.