Stop Working When You Reach 25x In The Bank
Preparing for retirement is like figuring out an equation. Even if you know most of the variables, you can’t find the answer until solving for x. Or, in this case, 25x. We’ll come back to this figure in a minute. I treat retirement data like a treasure because the overarching goal of my career as […]
Predictions for the Market in 2023
If 2022 felt painful, it’s because it was. There is no use sugarcoating the profound challenges investors endured. A traditional balanced portfolio with 60 percent in stocks and 40 percent in bonds had its worst performance since 1937. Not even the 2008 global financial crisis or the inflationary bear market of 1973-1974 matched its agony. […]
How to Retire in 2023
It’s a new year, and with it comes new opportunities for people all over the country to set retirement goals. Financial gurus and critics tell us we need millions of dollars to stop working. Whether it’s a scary article in the Wall Street Journal making the case against withdrawing retirement funds or Suze Orman practically […]
Answering Listener Retirement Questions: 100% Stock Portfolios, Converting IRA Money into a Roth IRA, and Tax Loss Harvesting
As host of the Money Matters radio show and Retire Sooner podcast, I try to stay plugged into what my listeners have on their minds. To that end, my team and I set up a Retire Sooner Hotline (800-805-6301) so folks can call in to ask anything under the sun. And ask they did! We […]
How to Find Your Core Pursuits
Whether meeting with clients in person or answering listener questions on the radio and podcast, I tell folks to find their purpose through core pursuits. What exactly are core pursuits? I like to refer to them as “hobbies on steroids.” Following the steps to build a solid financial foundation is critical to finding happiness in […]
What’s Your Retirement Style?
As a financial advisor, radio host, and podcast host, I spend most of my time trying to help people retire happier and avoid the pitfalls of becoming the unhappiest retirees on the block (UROBs). If you’ve ever felt overwhelmed by the monumental task of searching for the right plan, you can take a deep sigh […]
Capital’s Favorite Holiday Recipes To Fill Your Table
The lights are up, the ornaments are hung, and although Home Depot has displayed Christmas decorations since well before Halloween, the official holiday season is finally upon us. Assuming the Thanksgiving feast has had time to digest, we wanted to help you gear up for some delicious yuletide gluttony, so we’ve asked our team to […]
Demographics Can Help Shape Your Retirement Destiny
With such a challenging year in the market, I relish every opportunity to report good news — the world economy continues to grow at an astounding rate. The global population is nearly eight billion people and rising. We’ll come back to that number in a minute. Any isolationists out there might want to put politics […]
7 Questions To Ask Retirees
I recently came across an article by Mark Patterson in U.S. News & World Report that caught my eye. The author of The Failsafe Retirement System had just returned from an AARP convention and was bursting with valuable intel about the methods and practices of the happy retirees he met. He crafted his findings into […]
1 Trick To Change Your Relationship With Money From My Interview With Ken Honda
As host of the Retire Sooner podcast and Money Matters radio show, I’ve interviewed many impressive guests. Talented experts from a wide range of fields have graciously shared their wisdom with my listeners and me. To say that I’m grateful for the opportunity to meet some of the best and brightest is an understatement. And […]
