Revamping The Happiness Quiz: New Questions Answered
I have written two books and many articles about the differences between happy and unhappy retirees, the accumulation of which required countless hours of surveys and analysis. I got into the statistical weeds because I wanted to know the details behind happiness in retirement. Like most financial advisors, I had a strong curiosity to discover […]
Women Are Part Of The Financial Equation
As a financial advisor, I can say without hesitation that in 60 percent of my meetings, the person sitting on the other side of the table is a man. I can also state, with confidence, that it’s not because men are “better at finances.” I don’t know where this falsehood was born, but I do […]
Taking Advantage Of The Coming Great Wealth Transfer
What would you do with an unexpected gift of $220,000? Inversely, what would a $220,000 contribution from you mean for your legacy and loved ones? For more than a year I’ve been reading about a staggering phenomenon known as The Great Wealth Transfer. According to Forbes, some experts are estimating that somewhere between $30 trillion […]
Secrets To A Happy Retirement: Give Yourself Permission To Travel
The past two years have led to so much rescheduling that even my postponements have postponements. I call them COVID COVID trips because COVID forced us to reschedule them twice. I’m certainly not the only one trying to make up for lost time. Miami Beach recently had to declare a state of emergency due to […]
When Does It Make Sense To Pay Off Your Mortgage Early?
To pay or not to pay? As much as I try not to invoke Shakespeare when weighing financial decisions, that is an important question to ask when considering paying off your mortgage before retirement. Do you want to suffer the slings and arrows of outrageous interest rates or take up arms against a sea of […]
Q&A With Wes Moss: Roth Conversion And Diversification
In addition to my radio show, “Money Matters,” which airs weekly on News 95.5 and AM 750 WSB radio, I also host the “Retire Sooner” Podcast. The goal in launching it was to eliminate mind-numbing jargon and unrealistic money goals to give listeners the tools they need to retire sooner in the real world. The […]
The Russia-Ukraine Conflict And Economic Anxiety
It has been a tough few weeks watching the Russia-Ukraine conflict unfold. First and foremost, this is terrible for the Ukrainian people. I can’t even begin to comprehend the hardships to come. My thoughts are with them as they struggle to find the peace they knew only a short time ago. The world is indeed […]
Fraud Alert! Beware Of Suspicious Phone Calls, Text Messages, And Letters
Our office has received an uptick in clients who have fallen victim to fraudsters posing as a company the victim knows and trusts. They call the client to alert them of an issue, or a fraudulent activity, on their account. The fraudster appears genuinely concerned and eager to help resolve the issue. They pose as […]
Is Inherited Wealth Powerful Or Destructive? Insights From Estate Planning Expert, David York
David York churns out nuggets of wisdom so effortlessly that it’s easy to see why the TED Talk folks invited him onto their hallowed stage to define a new paradigm for thinking about inheritance. An attorney, Certified Public Accountant, and managing partner with the Salt Lake City law firm of York Howell & Guymon, David […]
A Guide To Navigating Inflation
Inflation is dominating financial headlines. I don’t like it any more than you, but we need to bravely face reality to help guide and shape our financial decisions. A key inflationary data point revealed itself when the consumer price index (CPI) released its most recent numbers. As a reminder, the CPI is a measure of […]
