Does a Bonus Annuity Make Sense?
The Catch Most people like free stuff. I know I do! Think of the late night television commercials where the charismatic pitch man says, “Call within the next ten minutes and receive not one, but two of [insert whatever useless item you don’t really need].” Sound familiar? Maybe you’ve even attended a “free dinner” only […]
What Are The Main Types Of Annuities?
When the market gets a little volatile, I notice an increase in the number of questions I receive on annuities. Fear is often a motivator for people considering purchasing an annuity; however, I find a vast majority of investors have a limited understanding of the products they are being offered, or worse, investments they already […]
How Much am I Really Paying for My Variable Annuity?
At Capital Investment Advisors, we often meet with investors who previously purchased an annuity and want to know, “How much am I really paying for my variable annuity?” As fee-only investment advisors, we are constantly reminding our clients to be sensitive to investments with additional fees on investment performance. And, quite frankly, it’s hard to […]