Ready to explore retirement strategies and financial fundamentals—while making sense of AI’s market influence, Federal Reserve rate cuts, and the changing world of work? In this week’s Money Matters episode, Wes Moss and Jeff Lloyd translate today’s financial headlines into clear, thoughtful discussion—helping listeners better understand the connections between markets, innovation, and long-term planning.
-
Clarify financial concepts. Hear how terms like Q ratio and basis points fit into broader market conversations and how understanding these ideas can support informed decision-making.
-
Balance knowledge with humor. Enjoy lighthearted moments as Wes and Jeff share Halloween stories, family costume ideas, and insights on the Super Bowl halftime show—all while keeping perspective on what really matters financially.
-
Explore AI’s influence on the workforce. Review current data from the World Economic Forum on how artificial intelligence is shaping employment trends—highlighting both areas of automation and new job creation.
-
Understand AI-driven market concentration. Learn how the growth of AI-focused companies within the S&P 500 has shifted index dynamics, and how investors may think about diversification using equal-weighted ETFs, mid-caps, or small-caps.
-
Put Federal Reserve policy in context. Examine the Fed’s latest rate cut and its historical relationship to market activity—without speculation—offering perspective on interest rate cycles and their potential economic implications.
-
Compare retirement savings benchmarks. Explore average 401(k) balances across generations and consider how consistent saving habits and age-based planning can contribute to financial preparedness over time.
-
Review Social Security updates. Understand the latest cost-of-living adjustments (COLA) and how these annual changes aim to align benefits with inflation trends.
-
Identify evolving industries. Discover which fields—such as healthcare, cybersecurity, agriculture, food service, and logistics—are projected to evolve as technology continues to advance.
-
Reframe the future of work. Look beyond AI-related concerns to discuss how innovation may shift, rather than eliminate, opportunities across multiple sectors.
Stay informed, stay balanced, and stay engaged with Money Matters—where Wes Moss and Jeff Lloyd help to bring clarity and research-driven insight to your financial questions. Listen and subscribe for thoughtful conversations on markets, retirement planning, and the economy—without the hype or jargon.
Call in with your financial questions for our team to answer: 800-805-6301
Join other happy retirees on our Retire Sooner Facebook Group: https://www.facebook.com/groups/retiresoonerpodcast
This information is provided to you as a resource for educational purposes and as an example only and is not to be considered investment advice or recommendation or an endorsement of any particular security. Investing involves risk, including the possible loss of principal. There is no guarantee offered that investment return, yield, or performance will be achieved. There will be periods of performance fluctuations, including periods of negative returns and periods where dividends will not be paid. Past performance is not indicative of future results when considering any investment vehicle. The mention of any specific security should not be inferred as having been successful or responsible for any investor achieving their investment goals. Additionally, the mention of any specific security is not to infer investment success of the security or of any portfolio. A reader may request a list of all recommendations made by Capital Investment Advisors within the immediately preceding period of one year upon written request to Capital Investment Advisors. It is not known whether any investor holding the mentioned securities have achieved their investment goals or experienced appreciation of their portfolio. This information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. This information is not intended to, and should not, form a primary basis for any investment decision that you may make. Always consult your own legal, tax, or investment advisor before making any investment/tax/estate/financial planning considerations or decisions.







