Ready to approach retirement with clarity and confidence? In this episode of the Retire Sooner Podcast, Wes Moss and Christa DiBiase discuss how private equity, 401(k) plan developments, and evolving retirement planning trends are shaping today’s investing landscape—helping listeners stay informed and intentional about their long-term financial goals.
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Explore how private equity is being considered for inclusion in 401(k) plans, what this potential change could mean for plan sponsors, participants, and the broader retirement system, and understand how it differs from related categories like private credit and private infrastructure—including key factors to consider when evaluating these alternative investments.
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Hear Wes and Christa respond to listener questions about teaching financial values, communicating about family wealth, and encouraging healthy money discussions at home.
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Discuss the Financial Independence, Retire Early (FIRE) movement, and how reaching certain savings milestones—such as $1 million—can offer flexibility without guaranteeing financial independence or early retirement.
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Consider the reasoning behind more conservative portfolio allocations being discussed in today’s market and how they may relate to broader investment risk and retirement planning themes.
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Review how private equity funds may be structured within 401(k) plans, including their potential advantages, limitations, and regulatory considerations.
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Compare Roth and traditional 401(k) options as Wes and Christa emphasize how employers can foster education and awareness—without directing individual investment decisions.
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Learn how inherited IRAs and 401(k)s, along with community property laws, can affect Required Minimum Distributions (RMDs) and estate planning outcomes.
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Examine how covered call ETFs may function within a diversified portfolio, including the potential trade-offs between income generation and growth opportunities.
This episode offers thoughtful discussions to help listeners stay educated about current financial topics without making predictions or recommendations.
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This information is provided to you as a resource for educational purposes and as an example only and is not to be considered investment advice or recommendation or an endorsement of any particular security. Investing involves risk, including the possible loss of principal. There is no guarantee offered that investment return, yield, or performance will be achieved. There will be periods of performance fluctuations, including periods of negative returns and periods where dividends will not be paid. Past performance is not indicative of future results when considering any investment vehicle. The mention of any specific security should not be inferred as having been successful or responsible for any investor achieving their investment goals. Additionally, the mention of any specific security is not to infer investment success of the security or of any portfolio. A reader may request a list of all recommendations made by Capital Investment Advisors within the immediately preceding period of one year upon written request to Capital Investment Advisors. It is not known whether any investor holding the mentioned securities have achieved their investment goals or experienced appreciation of their portfolio. This information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. This information is not intended to, and should not, form a primary basis for any investment decision that you may make. Always consult your own legal, tax, or investment advisor before making any investment/tax/estate/financial planning considerations or decisions.
