Join Wes Moss and Christa DiBiase on the Retire Sooner Podcast, where real-life financial questions meet clear, grounded discussions about retirement planning, investing, and financial wellbeing. This episode explores practical ways individuals can make informed decisions, manage uncertainty, and approach retirement with more clarity and confidence.
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Review how the current bull market compares to past market cycles and what history may suggest about long-term investment behavior.
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Reflect on the difference between being financially “set” and emotionally “settled” when preparing for retirement.
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Evaluate potential considerations when choosing to pay down a mortgage or allocate extra cash toward long-term financial goals.
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Understand how 401(k) providers record traditional and Roth contributions and maintain accurate tax reporting for participants.
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Compare UGMA/UTMA custodial accounts and 529 plans as common education savings options, each with unique features and limitations.
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Recognize that effective financial planning includes lifestyle, estate, tax, withdrawal, and healthcare considerations—not just investment management.
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Discuss common causes of retirement-related anxiety and explore approaches that can help promote greater financial peace of mind.
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Clarify how management fees appear in fund performance and why transparency matters when reviewing investment options.
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Comprehend the pros and cons of financial planners who communicate clearly, align with your comfort level, and structure their services to support your individual needs.
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Consider how consistent investing through dollar cost averaging has sometimes reduced emotional reactions to short-term market volatility.
Listen and subscribe to the Retire Sooner Podcast for thoughtful conversations about retirement planning, financial confidence, and long-term investing strategies that can help you navigate your own financial journey with purpose.
🎧 Subscribe, share it with a friend, and take one step closer to your happy retirement. Follow the show on Instagram and YouTube.
Call 800-805-6301 to leave a voicemail or contact us HERE for a chance to have your question featured in an upcoming episode.
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This information is provided to you as a resource for educational purposes and as an example only and is not to be considered investment advice or recommendation or an endorsement of any particular security. Investing involves risk, including the possible loss of principal. There is no guarantee offered that investment return, yield, or performance will be achieved. There will be periods of performance fluctuations, including periods of negative returns and periods where dividends will not be paid. Past performance is not indicative of future results when considering any investment vehicle. The mention of any specific security should not be inferred as having been successful or responsible for any investor achieving their investment goals. Additionally, the mention of any specific security is not to infer investment success of the security or of any portfolio. A reader may request a list of all recommendations made by Capital Investment Advisors within the immediately preceding period of one year upon written request to Capital Investment Advisors. It is not known whether any investor holding the mentioned securities have achieved their investment goals or experienced appreciation of their portfolio. This information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. This information is not intended to, and should not, form a primary basis for any investment decision that you may make. Always consult your own legal, tax, or investment advisor before making any investment/tax/estate/financial planning considerations or decisions.
