Tired of sifting through retirement noise and myths? On this episode of the Retire Sooner Podcast, Wes Moss and Christa DiBiase unpack practical strategies and honest conversations to help you navigate your retirement journey with confidence—wherever you may stand today.
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Question what “Is the 60/40 Dead?” means for balanced investing and consider how classic stock/bond allocations might still fit modern portfolios.
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Analyze the evolution of balanced portfolios and prioritize flexibility and personalization to match your unique goals.
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Evaluate the benefits of working with a fiduciary advisor versus managing a low-cost index fund portfolio on your own.
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Clarify the mechanics of Roth conversions, including tax management, employer plan rules, and common pitfalls like the pro rata rule.
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Assess the advantages and drawbacks of using self-directed brokerage windows within your 401(k) and identify key considerations.
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Uncover the realities behind the Great Wealth Transfer and plan for receiving and leaving inheritances thoughtfully with estate planning insights.
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Emphasize the importance of communicating family values and wishes about money to help facilitate smoother inheritance discussions.
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Compare the tax efficiency of target-date ETFs versus mutual funds when shaping your taxable investment approach.
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Decode fully paid lending programs from brokerages such as Fidelity and weigh the implications of loaning your stock holdings.
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Consider appropriate asset allocations for elder care responsibilities when acting as a power of attorney, factoring in rising costs and longevity.
Empower your retirement future with practical, actionable knowledge from this episode. Listen and subscribe to the Retire Sooner Podcast to stay informed on real-world financial strategies that may help support your goals.
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This information is provided to you as a resource for educational purposes and as an example only and is not to be considered investment advice or recommendation or an endorsement of any particular security. Investing involves risk, including the possible loss of principal. There is no guarantee offered that investment return, yield, or performance will be achieved. There will be periods of performance fluctuations, including periods of negative returns and periods where dividends will not be paid. Past performance is not indicative of future results when considering any investment vehicle. The mention of any specific security should not be inferred as having been successful or responsible for any investor achieving their investment goals. Additionally, the mention of any specific security is not to infer investment success of the security or of any portfolio. A reader may request a list of all recommendations made by Capital Investment Advisors within the immediately preceding period of one year upon written request to Capital Investment Advisors. It is not known whether any investor holding the mentioned securities have achieved their investment goals or experienced appreciation of their portfolio. This information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. This information is not intended to, and should not, form a primary basis for any investment decision that you may make. Always consult your own legal, tax, or investment advisor before making any investment/tax/estate/financial planning considerations or decisions.
