Nothing on the web site www.yourwealth.com is meant to be a solicitation or an offer to buy or sell specific securities. Nothing is meant to be specific advice on your money matters. The information supplied is not a complete analysis of any company, industry, or security. Opinions expressed are subject to change without notice.

Statements of fact have been obtained from sources considered reliable but no representation is made as to their completeness or accuracy. There is no certainty that the parameters, assumptions or market conditions can be duplicated in actual transactions. Some higher yields may involve below investment grade securities which can present significant risks, including, among other risks, higher risk of default on interest and principal payments, the risk of lower market liquidity, and the risk of greater market price fluctuation than those of investment grade securities. Different types of investments involve varying degrees of risk, and there can be no assurance that any investment referenced on this site will either be suitable or profitable for a particular client's investment portfolio.  No client or prospective client should assume that any information presented and/or made available on this website serves as the receipt of or a substitute for, personalized individual advice from the adviser or any other investment professional. 

Past performance may not be indicative of future results.  Therefore, no current or prospective client should assume that the future performance of any specific investment, investment strategy (including the investments and/or investment strategies recommended and/or purchased by adviser) or product made reference to directly or indirectly on this website, or indirectly via link to any unaffiliated third-party website, will be profitable or equal to corresponding indicated performance levels.  Nothing here is meant to be tax or legal advice for any particular individual situation.  Tax and legal information is general in nature and due to the ongoing changes in these areas, we advise you seek professional advice before acting on any of the information you read here.   Historical performance results for investment indexes and/or categories generally do not reflect the deduction of transaction and/or custodial charges or the deduction of an investment management fee, the incurrence of which would have the effect of decreasing historical performance results.  

Capital Investment Advisors, Inc transacts business only in states where it is properly registered, or excluded or exempted from registration requirements. Follow-up and individualized responses to persons that involve either the effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, as the case may be, will not be made absent compliance with investment adviser representative registration requirement, or an applicable exemption or exclusion. 

We have tried to provide accurate and timely information, but there may be inadvertent errors for which we apologize. We reserve the right to make changes and corrections at any time, without notice. We do not warrant the accuracy or completeness of the information, text, graphics, links or other items contained on this site and expressly disclaim all liability for errors and omissions in these materials and for the use or interpretation by others of information contained on the site. Neither Capital Investment Advisors, Inc. nor any of its affiliates, directors, officers or employees will be liable or have any responsibility of any kind for any loss or damage incurred by any visitor to this site relating to access, inability to acces, or use of this site or these materials. We may change information contained herein at any time and make no commitment to update the information contained on the site. Decisions based on information contained on this site are the sole responsibility of the visitor, and in exchange for using this site, the visitor agrees to hold Capital Investment Advisors, Inc. and Capital Benefits Administration, Inc. harmless against any claims for damages arising from any decisions that the visitor makes based on such information. Nothing contained in this site constitutes binding investment advice. As a convenience to our visitors, some of the pages on our web site contain links to information created and maintained by other organizations. We do not control, cannot guarantee, and are not responsible for the accuracy, timeliness, or even the continued availability or existence of this outside information. The Internet is not a secure network and online access may be interrupted.

Material from www.yourwealth.com may not be copied or distributed, or republished, uploaded, posted, or transmitted in any way, without the prior written consent of Capital Investment Advisors, Inc. and Capital Benefits Administration, Inc. Exceptions are for strictly personal individual use and background. 

Some of the sites listed as links herein are not under the control of Capital Investment Advisors, Inc. and Capital Benefits Administration, Inc. Accordingly, we make no representation whatsoever concerning the content of those sites. The fact that we have provided a link to a site is NOT an endorsement, authorization, sponsorship, or affiliation by us with respect to such site, its owners, or its providers. We are providing these links only as a convenience to you. We caution you to make sure you completely understand these risks before retrieving, using, relying upon, or purchasing anything via the Internet. 

All information is Copyright 1998-2004 by Capital Investment Advisors, Inc. and Capital Benefits Administration, Inc. Atlanta, GA 

Capital Investment Advisors, Inc.
Customer Information Privacy Principles

Like most industries today, the financial services industry is rapidly being shaped by technology, which is literally changing the way we do business. To be successful in this environment, we must continue to insure that our customers are confident that we will manage their financial affairs expertly and confidentially. 

At Capital Investment Advisors, Inc., our customers have access to a broad range of products and services.  To deliver these products and services as effectively and conveniently as possible, it is essential that we use technology to manage and maintain certain customer information.   

We want to assure all of our customers that whenever information is used, it is done with discretion.  The safeguarding of customer information is an issue we take seriously at Capital Investment Advisors, Inc .  To affirm our continuing commitment to the proper use of customer information, we have set forth the following Privacy Principles.  It is these Privacy Principles that guide us in serving the privacy needs of our customers. 

1.       Recognition of a Customer’s Expectation of Privacy:  At Capital Investment Advisors, Inc , we believe the confidentiality and protection of customer information is one of our fundamental responsibilities.  And while information is critical to providing quality service, we recognize that one of our most important assets is our customers’ trust.  Thus, the safekeeping of customer information is a priority for Capital Investment Advisors, Inc . 

2.       Use, Collection, and Retention of Customer Information: Capital Investment Advisors, Inc limits the use, collection, and retention of customer information to what we believe is necessary or useful to conduct our business, provide quality service, and offer products, services, and other opportunities that may be of interest to our customers. 

3.       Maintenance of Accurate Information: Capital Investment Advisors, Inc recognizes that it must maintain accurate customer records.  Therefore, Capital Investment Advisors, Inc has established procedures to maintain the accuracy of customer information and to keep such information current and complete.  These procedures include responding to requests to correct inaccurate information in a timely manner. 

4.       Limiting Employee Access to Information:  At Capital Investment Advisors, Inc , employee access to personally identifiable customer information is limited to those with a business reason to know such information.  Employees are educated on the importance of maintaining the confidentiality of customer information and on these Privacy Principles.  Because of the importance of these issues, all Capital Investment Advisors, Inc employees are responsible for maintaining the confidentiality of customer information and employees who violate these Privacy Principles will be subject to disciplinary measures. 

5.       Protection of Information via Established Security Procedures: Capital Investment Advisors, Inc recognizes that a fundamental element of maintaining effective customer privacy procedures is to provide reasonable protection against the unauthorized access to customer information.  Therefore, Capital Investment Advisors, Inc has established appropriate security standards and procedures to guard against any unauthorized access to customer information. 

6.       Restrictions on the Disclosure of Customer Information:  When it comes to sharing customer information with unaffiliated companies, Capital Investment Advisors, Inc places strict limits on who receives specific information about customer accounts and other personally identifiable data. Capital Investment Advisors, Inc may share information with such companies if they provide a product or service that may benefit our customers.  Whenever we do this, we carefully review the company and the product or service to make sure that it provides value to our customers.We share the minimum amount of information necessary for that company to offer its product or service.  We may also share information with unaffiliated companies that assist us in providing our products and services to our customers; in the normal course of our business (for example, with consumer reporting agencies and government agencies); when legally required or permitted in connection with fraud investigations and litigation; in connection with acquisitions and sales; and at the request or with the permission of a customer. 

7.       Maintaining Customer Privacy in Business Relationships with Third Parties:  If we provide personally identifiable customer information to a third party with which we have a business relationship, we will insist that the third party keep such information confidential, consistent with the conduct of our business relationship. 

8.       Disclosure of Privacy Principles to Customers: Capital Investment Advisors, Inc recognizes and respects the privacy expectations of our customers.  We want our customers to understand our commitment to privacy in our use of customer information.  As a result of our commitment, we have developed these Privacy Principles, which are made readily available to our customers.  Customers who have questions about these Privacy Principles or have a question about the privacy of their customer information should call Holly Evans at (888) 531-0018 or e-mail her at Holly@yourwealth.com.