We are fee-only.
CIA's management fees are annual, billed quarterly in arrears and debited from your account.
| Account Asset Value | Fee (minimum fee of $2,500) |
| First $0-$1,000,000 | 1.0% |
| $1,000,000-$3,000,000 | 0.9% |
| $3,000,000-$5,000,000 | 0.8% |
| Over $5,000,000 | 0.7% |
Compare our fees to the average annual fees of managed open end mutual funds.
Average bond fund management annual expense 1.11%*
Average annual commission expenses plus annual management expenses for bond funds total 1.63%**
Average equity fund annual management expense is 1.51%*
Average annual commission expenses plus annual management expenses for equity funds total 2.20%**
*Data from Morningstar Fund Screener February 2006
**Chalmers, Edelen and Kadlec - Fund Returns and Trading Expenses October 2001 Lundquist School of Business University of Oregon
